I recently got engaged! And while my first thought was excitement over getting to spend the rest of my life with my dude, my second thought was, “Dang, how are we going to plan a rager of a wedding without going into debt?”
My fiancé and I are super thrifty. We are debt free (besides mortgage). We buy our clothes second hand (except we are suckers for high quality outdoor and athletic gear). We love to travel, but our favorite trips, together and solo, have been some of the least expensive, whether using airline, hotel, and credit card points to, or finding other unique budget travel hacks to save money on traveling and accommodations.
Many couples I’ve read about who do travel hacking got their starts while were paying for huge expenses for the wedding. There is a great opportunity, especially for people like us who prioritize saving and do not like to spend a lot of money each month, to sign up for new credit cards and earn miles and points with sign-up bonuses by meeting the minimum spend. For example, you could open a credit card with a $4,000 sign up bonus like the Amex Personal Gold Card, pay your catering, florist and/or entertainment bill, and meet the minimum spend in one day. There is also an opportunity to use a “Player 1 and Player 2” strategy, where you design your travel hacking strategy around two people. This could mean referring each other for cards to get additional bonuses, maximizing credit card benefits, or leveraging off of each other when it comes to redeeming those bonuses. For example, Player 1 could focus on airline miles and credit cards with preferred airline partners, and Player 2 could focus on hotel points and credit points, and you can book each portion of the trip for each other.
Before we swipe a single credit card for the wedding, I want to make sure we fully taking advantage of this opportunity. From bridesmaids gifts, to wedding invitations, to decorations, venue, catering, you name it—every expense is going to be optimizes to get the most out of it, and the most bang for our bucks.
Do you have any tips on wedding hacking, honeymoon hacks, or questions on how to save money on a wedding and honeymoon? Let me know in the comments!